Are estheticians required to carry liability insurance in South Dakota?

In South Dakota, while estheticians are not legally mandated to carry liability insurance, it is highly advised as a best practice in the industry. This is primarily because liability insurance can provide protection against potential lawsuits that may arise from claims of negligence, accidents, or injuries that occur during the course of providing services. The recommendation for estheticians to have liability insurance stems from an understanding of the risks involved in beauty and skin care services, where the possibility of customer claims can occur.

While owning a business or having clients may present a higher level of risk and could make insurance more critical, the overall consensus is that having insurance is a wise precaution regardless of business ownership status or individual working arrangement. This helps to ensure that estheticians can continue to operate without the stress of potential financial burdens from legal claims.